Home Improvement & Rehabilitation Counseling

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NYC HPD (HIP) HOME IMPROVEMENT LOANS (2.5% & 5%)

We fill out HDP (HIP) Home Improvement Loans with required documents to help homeowners repair masonry, roofing, plumbing, boiler/furnace replacements, and electrical wiring with low-cost interest loans.

NYC HPD (HIP LOANS)

Affordable 2.5% and 5% Loans for One- to Four-Family Loans

Required Documentation:

  • Application from HPD
  • Contractors Cost Estimate
  • Utility Bill (to verify owner-occupancy)
  • Proof of ownership – Deed
  • Current IRS 1040 Tax Return
  • Copy of W2
  • Copy of 2 Pay stubs
  • Certificate of Housing Deficiencies from HPD

Borrow $2000-$30,000 and pay back loan over a maximum of 10 years. Must be the owner-occupant of the home.