NY Tax Lien Sale Update Hardship Declaration.

On December 14, 20201, liens for property taxes and charges will be sold, which means that homeowners who have not paid property taxes become tax liens that may be sold in a tax lien sale. However, there are ways in which you can keep your home by resolving these unpaid charges.  You can pay what … Read more

How to apply for the Emergency Rental Assistance Program? (click here to read more)

Information sourced from https://otda.ny.gov/programs/Emergency-Rental-Assistance/ When: Applications are now open. What? The New York State Emergency Rental Assistance Program (ERAP) helps New Yorkers who are behind their rent and at risk of becoming homeless, by providing significant economic relief such as temporary rental and utility assistance. Households that qualify for rental arrears can also apply for … Read more

The 4 C’s In The Homebuying Process. (click here to read more)

In our previous post, we briefly covered the most common question potential first-time homebuyers have: “How much do I need to buy a house?” in which we covered the three important parts of the first payment made to the lender: earnest money, downpayment, and closing costs.  But as we explained, there are just many other … Read more

How much do I need to buy a house? (click here to read more)

Most of us, when we set the goal of buying a house, often come up with this question. Unfortunately, there is not a fixed amount that you need to have in order to buy a house, since there are several factors that affect the final amount such as the cost of the house, the type … Read more

What is the First-time homebuyer course? (Click here to read more)

If you are here, chances are your lender required you to take the first-time homebuyer course or your friend suggested that you take the course in order to prepare for the big responsibility of homeownership. It doesn’t matter how you arrived here, what matters is that you want to learn more about what this course … Read more

Submitting an Application For The COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020 (click here to read more)

Submitting an Application For The COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020 Update: “The legislation places a moratorium on residential evictions until August 31, 2021, for tenants who have endured COVID-related hardship.” The COVID-19 pandemic has produced many challenging economic issues for all New Yorkers, especially renters, homeowners, and small landlords. On December … Read more